It was time to go all-in with Simple. He’d played around with Goals before, but with his sights set on paying down debt, he got serious:
“With [my old bank], I couldn’t figure it out. I’m pretty smart. I have an MBA. It was just basic knowledge to say, ‘Ok. Dave Ramsey has envelope budgeting. Simple Goals are digital envelopes.’ When that clicked, it made total sense! I’ve never seen anything more Simple than Simple, really.”
Will discovered that paying down debt is way more than just making payments. In the process of going from owing $24,000 to owing $0, he learned a lot about what it means to have a healthy relationship with money.